Credit Myth #1: You share a credit score with your spouse. That's definitely a myth. Your spouse and your credit report and scores are looked at individually. If you have joint accounts, they'll show up on both your credit reports. If you get an authorized user account for your spouse, that will also show up on your report. However, if none of your accounts are joint, and you don't have any authorized user accounts, there will be nothing that will affect your score for one another.
About – Just Credit Solutions
A PFS1 affiliate/FICO certified
The partners of Just Credit Solutions joined forces with the strength of their real estate, mortgage banking, credit industry and business background to help consumers deal with excessive credit problems. Emphasizing with those under duress because of our current economic times, their goal is to educate the public about their rights in regard to their credit profile and help them repair an inaccurate profile that is harming them financially.
It’s a fact that the better your credit, the lower your cost of living. The better your credit rating: The lower your mortgage interest rates, insurance premiums, loan and credit card rates will be.
Credit Bureaus are simply data collectors and it is your right to challenge anything that falls under the categories of misleading, duplicate, obsolete or inaccurate that may be damaging your overall credit profile.
The Mission of Just Credit Solutions is to serve as “Consumer Credit Advocates” and intercede on behalf of families that are victims of a credit profiling industry that profits by keeping consumers in the dark about credit. A plan and assistance are provided by Just Credit Solutions to give hope and help to better the lives of the consumer.
All Just Credit Solutions consultants are FICO certified professionals. Their FICO accreditation, along with their strong professional relationships with lenders, bankers and attorneys, mean that they are in the best position rebuild your credit.
If you would like to start on your journey to the road to good credit please contact me! You have nothing to lose, and everything to gain! Tell them "Teacher Mike" sent you!
Michael Cordin
Integrated Affiliates
michael.cordin@integrated-affiliates.com
630-234-4165
